After arrival on Skilled Worker visa — NI Number, GP, bank, school, taxes
After arriving in the UK on a Skilled Worker visa — 5 key administrative steps: open a UK bank account, get an NI Number (you can start work without it), register with a GP for free, understand PAYE on your first payslip, arrange school for your children. All these steps are public information, not immigration advice.
NI Number — what it is and how to get it
National Insurance Number is a tax and social identifier used by HMRC and DWP. You need it for correct taxation, pension, and benefits.
PAYE — how salary works in the UK
PAYE (Pay As You Earn) is a system where your employer deducts Income Tax and National Insurance from each payslip before paying you the net amount.
What your payslip must show
- Gross pay — salary before deductions
- Income Tax deducted
- Employee NI deducted
- Net pay — the amount you receive
- Year-to-date totals — accumulated amounts since the start of the tax year
- Employer's PAYE reference — your employer's identifier with HMRC
A Skilled Worker visa requires your employer to run a compliant PAYE system. The Home Office checks HMRC PAYE data against the salary stated in your Certificate of Sponsorship (CoS). If you are paid less, this automatically starts a compliance investigation. If your employer offers to pay you "cash in hand" or asks you to work as "self-employed" — this breaks the conditions of your visa.
Check your tax record: gov.uk/personal-tax-account
GP Registration — free, no documents needed
Registering with a family doctor (GP, General Practitioner) is free for everyone in England — including temporary residents.
- Fill in a GMS1 form (at the surgery)
- An address — can be a temporary address or the surgery's address
- ID / passport
- Proof of address
- Proof of immigration status
Find a GP near your home: nhs.uk/service-search/find-a-gp
After registration you get an assigned NHS number and access to NHS healthcare (consultations, prescriptions, hospital referrals).
Council Tax — who pays and how much
Council Tax is a local tax on your home (property), not on your personal income. It is paid by the adult occupier (18+) — usually the tenant, unless the tenancy agreement says otherwise.
- Couples and unmarried partners living together — joint responsibility
- Band D (UK median 2026): ~£199/month on average, varies a lot by council
- Discounts: 25% off for a single adult occupier; full-time student exemption; disability reduction
- Council Tax is not public funds. Skilled Worker visa holders must pay it, like all UK residents
Find your council and its rates: gov.uk/council-tax + the name of your local council.
School for children — access from day one
According to gov.uk Schools admissions guidance, a school does not have the right to ask for a passport, BRP, eVisa or any immigration documents as a condition of admission.
UK bank — what you need and which banks work
- Passport + eVisa share code
- UK address proof (tenancy agreement, employer letter, council tax bill)
- Through an app in 5–15 minutes
- Passport + eVisa
- No UK address proof needed (your current address is enough)
FSCS protection — up to £85,000 per bank per person for all FCA-authorised UK banks. Source: FCA / FSCS guidance.
Basic worker rights
- National Minimum Wage — £12.71/hour (age 21+ from April 2026). Most Skilled Worker visa holders earn more because of the going rate requirement.
- Holiday entitlement — 5.6 weeks (28 days including bank holidays) for full-time work.
- Statutory Sick Pay, Maternity/Paternity leave, Anti-discrimination — these apply to all UK workers regardless of visa status.
Fair Work Agency (FWA, formerly GLAA) — gov.uk/fair-work-agency